Life Insurance is necessary for people of all ages; it is much more important than many realize. The reasons why you should purchase Life Insurance can vary and sometimes it is confusing to determine what type of life insurance policy you should buy. Financially speaking, your biggest asset isn’t your home, your car or even your investments; it’s your lifetime earning potential. Not only does your income cover basic cost of living expenses, it covers the considerable costs associated with healthcare, education and retirement. Nobody likes to think about premature death, but it’s critical that you protect your family from this possibility by considering both term Life Insurance and permanent life insurance. Compare the costs and benefits to determine the best Life Insurance coverage for you and your family and select the option that works best for your particular situation. At New Horizon Insurance Services, we make understanding life insurance easy!
- To pay final expenses
- To replace income for your dependents
- To ensure an inheritance for your heirs
- To create a source to savings
- To cover federal/state death taxes
- To make significant charitable donations (naming a charity as a beneficiary)
If your employer does not provide enough or any Disability Insurance, look no further than New Horizon Insurance Services. We have many options for comprehensive Disability Insurance policies to best suit your needs. Disability Insurance policies basically provide replacement income for you during the time you are unable to work. Do not make the mistake of underestimating the importance of this type of insurance; consider this: how would you and your family survive without your income? What things and activities would you need to give up without your income? You are statistically more likely to become disabled than you are to die prematurely. Disability Insurance typically replaces 60-70% of your income during the time in which you are unable to work and/or perform the duties defined by your employment. Can you afford NOT to purchase this Disability Insurance coverage? Contact New Horizon Insurance Services today for more information on disability insurance or get a free online quote, right now!
1109 E Champlain Dr.
Fresno, CA 93720